You Need A Budget 3

1. PersonalFinanceSoftwareReviews.com

The editor of this site, who gives only his first name, is a businessman who tries quite a few personal accounting products before settling on You Need A Budget (YNAB) 3. He writes, "I strongly recommend YNAB 3… The software is fantastic and the methodology is extremely effective." This lengthy and detailed review takes the reader through the software's features, with screenshots included.

Review: YNAB 3 Review, "Chance"

2. FinanceSoftwareStore.com

The editors of FinanceSoftwareStore.com give desktop accounting programs Quicken Deluxe 2010, Moneydance 2010 and You Need A Budget (YNAB) 3 each a rating of 8.5 out of 10. In their review of YNAB 3 they note that its improvements include a new interface and design, new icons, more customization options and the ability to search for specific transactions by different parameters, as well as to track mortgage and loan accounts.

Review: YNAB Version 3 Released, Editors of FinanceSoftwareStore.com

3. FiscalGeek.com

The editor of FiscalGeek.com admits that he may be biased, since he has used YNAB software for years, but in his opinion, "you cannot go wrong with this program." YNAB 3, he says, is a huge improvement over the previous version, and worth upgrading to. He discussed its new features and in the end recommends YNAB 3 "for anyone who wants to focus their finances soundly on a budget and track their income and expenses from month to month."

Review: You Need a Budget (NYAB) 3.0 Personal Finance Software Review, Editor of FiscalGeek.com, December 2009

4. Amazon.com

More than 140 owners rate You Need A Budget Pro, giving it 4.5 out of 5 stars -- much higher than they rate Quicken 2010. Users say the software is easy to download, set up and use. They like the fact that it teaches them how to set up and stick to a budget, and many report that they have started saving money for the first time.

Review: You Need A Budget Pro -- Personal Finance Software Program, Contributors to Amazon.com

5. About.com

Shelley Elmblad, About.com's guide to financial software, explains YNAB's four rules for budgeting. She concludes, "You can still track and reconcile accounts with YNAB Pro, but its unique budgeting capabilities are the strongest feature. You Need A Budget Pro really teaches a system that helps to ensure financial security." (Note: ConsumerSearch is owned by About.com, but the two don't share an editorial affiliation.)

Review: You Need A Budget Pro Review, Shelley Elmblad

6. Kiplinger.comDetails/Subscribe

This article discusses how to manage your money and stick to a budget in a tough economy. You Need A Budget Pro (now You Need A Budget 3) is recommended for those who need to learn how to establish and maintain fiscal discipline. The article uses as an example the story of a woman who was able to cut her family's food expenses in half after she started using YNAB Pro.

Review: Money Tasks Made Easy, Editors of Kiplinger.com, June 2009