You Need A Budget (YNAB) is well-known for its budgeting philosophy and features. YNAB teaches users how to set up and stick to a budget so they can rein in spending, pay down debt and accumulate savings, something reviewers praise. The software is now compatible with Windows, Mac and Linux operating systems. Experts say it's easy to use, but you also get free online coaching if you're having problems. There's also a 34-day (yes, 34) free trial for you to check it out.
YNAB does not
track investment accounts or offer financial planning tools. Also, you have to
download transactions from your bank and then import them into the program,
rather than having the software do it automatically. For those who want more
accounting features in an easy-to-use program, reviewers recommend