State Farm Auto Insurance Review

Bottom line

State Farm has cornered the largest chunk of the car insurance market, and because of that, it can accommodate a large range of customers -- often including those with spotty driving records. Though rates may be slightly higher than competitors', customers say helpful, personable agents make the price worth it. State Farm's army of local agents can be a double-edged sword, however -- a bad one can mean a bad overall experience.

ProsWide variety of plans, discounts, Thousands of local agents, May insure higher-risk drivers, Strong financial ratingsConsSlightly higher rates, Quality of agents can vary