You can usually get a good sense of how well a lock will prevent theft by the manufacturer's anti-theft protection plan, if they offer one. For example, Kryptonite offers a $4,500 anti-theft protection plan for their top-of-the-line U-lock, the New York Fahgettaboudit. They offer $3,000 for the longer but thinner Kryptonite New York STD lock. A smaller Kryptonite U-lock, the Evolution Mini, only comes with a $2,000 protection plan. Keep in mind that in order to take advantage of the anti-theft plan, you will need to send a number of documents to Kryptonite within 15 days of purchase; you will also need to send in pieces of the lock as "proof of lock failure" if your bike is stolen. If the thief doesn't leave lock remnants behind, you may be out of luck. Many owners find this limitation as well as the amount of paperwork required frustrating. OnGuard also offers anti-theft protection plans for some of their bike locks. In most cases, these plans are not available in New York.
Overall, reviewers say a U-lock is your best bet over a chain because it provides good security with less bulk to haul around. U-locks also typically come with a mounting bracket to make them more portable, but some owners find the mounts to be inadequate and prefer to carry their lock in a bag or over the handlebars. Cable locks are often compared to U-locks or chains in tests, where they obviously fail miserably. Still, a cable lock is better than nothing, and you can generally pick one up for about $10. They can also be used as a secondary lock for the wheels. Experts say there's no reason to spend more than $10 on a cable lock, since they all give way easily to bolt cutters.
Use these tips when it comes to buying and maintaining a bike lock:
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