5 essentials to keep in your car in case of emergencies

With summer vacation season in full swing, more Americans are putting their vehicles through the paces--boosting their chance of a breakdown. But while a cell phone and some extra cash are obvious essentials in an emergency, many motorists are stumped as to what else they'll need. To help you head off a 'I-feel-helpless' mishap this season, we've whipped up a quick list of key items drivers should always have on hand for unexpected emergencies.

1. A working flashlight. The term "working" is key here. So an extra set of batteries is a good idea. If you're concerned about breaking down in the rain, invest in a waterproof flashlight or battery-powered torch. You can also find battery-free flashlights that work by turning a crank for a few mintues. All are covered in our report on flashlights.

2. Road flares or reflective triangles. If you break down on a curve or a congested spot on the highway, you'll need these items to warn other drivers before they plow into your car. You can buy a set of three for about $20.

3. First aid kit. This should contain the standard staples such as bandages, tweezers, over-the-counter painkillers and antibiotic ointments. You can also include heat packs to ease any minor bumps, bruises or aches you may experience. Remember to update this kit as medicines and other items expire.

4. Tire changing and jump-starting kits. Some people have a jump-starting kit in their trunks. This standalone device jumps a dead battery without the need of another car--a set of more traditional jumper cables is another. Tire changing kits are always a smart essential, but learn how to use it before you need it. Stuck on an interstate at midnight isn't the time you want to be learning how to use your jack.

5. Blankets. Thermal or wool products are ideal. These items can be used to cover hot car seats in the sweltering summer months as well as help travelers stay warm should they get stranded in colder temps.

Tags: Since You Asked, Auto Insurance

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