All posts in: Buyer Beware

Which credit report services are truly free?


If you've resolved to get your finances in order this year, you may want to obtain your credit report and determine your credit score. Web sites offering free credit reports are heavily advertised these days, but you're probably wondering how trustworthy they are. Here is some advice on how you can safely get your credit report and credit score. We will also help you steer clear of "free" offers that could actually cost you money in the long run. Read more

Green your space: A healthy furniture buying guide


We don't think of our furniture as a health hazard, save for maybe the sharp corners of a kitchen table. But several studies have shown that the materials used to make furniture -- from the formaldehyde used in wood adhesives, to the chemicals used in upholstery --  can cause long-term health issues, including respiratory problems, developmental delays, and fertility issues

The latest such study, by researchers at Duke University and the University of California at Berkeley, found many sofas contain a toxic flame retardant linked to cancer, hormone disruption and neurological problems. Overall, 85 percent of the 102 polyurethane-foam sofas tested were treated with flame retardants known to be toxic or that lack information about their health effects. Forty-one percent contained cancer-causing chlorinated Tris (TDCPP), a flame retardant banned for use in children's clothing in 1977. Seventeen percent contained the chemical pentaBDE, which has been banned worldwide since 2004.  Researchers even found toxic flame retardants in sofas labeled as eco-friendly. Read more

New water bottle dangers for kids: Tongue entrapment


When I saw a Facebook post two days ago about children getting their tongues stuck in metal water bottles, I thought maybe it was a joke article from The Onion or some other site that spoofs the news.

But the investigative health piece was from a Today Show Rossen Report and the story is no laughing matter.

The Rossen Report describes what happened to one girl who got her tongue stuck inside a metal water bottle: It swelled so much it took doctors three hours to remove the bottle using special surgical tools. Had doctors not be able to remove it, the girl could've suffocated or her tongue could've died, requiring it to be surgically removed, rendering her speechless for life.

Further research shows that this has happened to several other children as well.
Read more

Facedeals: Clever coupons or creepy face-scanning tool?


If Facedeals has its way, Cheers won't be the only establishment where everyone knows your name. But rather than relying on smiling bartenders to deliver a personal touch, the Facedeals app leverages specially designed cameras working in conjunction with facial recognition tools to automatically identify you as you walk in the door -- regardless of whether or not you've ever set foot in the place before.

In a creepy-slash-ingenious move, the app taps into your Facebook profile, using your tagged pictures to map your face for its face-recognizing cameras and tapping into your Like history to offer specialized deals.

So what's the deal with Facedeals? Is Big Brother watching you or is this just the cloud-connected future of marketing? That depends on who you ask. Read more

The pros and cons of online layaway services


Recently, we told you which big-box stores offer the best layaway plans. If you're looking for an alternative to in-store layaway, there are several websites that allow you to make layaway purchases online. Online layaway services can help you get your holiday shopping in gear, even if you're short on cash or maxxed out on credit. We did some research to see how these sites work and we combed through their fine print to help you avoid elusive layaway pitfalls. Read more

How to spot fake coupons and gift cards


Countless consumers have been duped by fake gift cards and coupons; finding themselves victims of credit card fraud and identity theft. In one of the biggest internet hoaxes to date, some 37,000 unsuspecting Facebook users tried to score $1,000 IKEA gift cards through a bogus fan page. In order to claim the gift card, they were asked to provide personal information such as their name, address, date of birth and phone number. Some users were redirected to a page that asked them to supply credit card info as well.

And more recently, police raided a home in Arizona and thwarted a multi-million counterfeit coupon operation. They found an estimated $25 to $30 million dollars in fake coupons, many of which were sold online.

Frito-Lay took a hit when a phony coupon offering a free $5 bag of Doritos began circulating. The fake was accepted at some grocery stores before Frito-Lay caught on.

Before you provide any personal information online or grant access to your hard-earned cash, read these tips on how to spot fake coupons and gift cards: Read more

If you choose Bill Me Later, will you overpay later?


A new payment option has been gaining some eyeballs at online checkouts. It's called Bill Me Later and this deferred payment option may not be all it is cracked up to be.

While the service might just be gaining momentum, the company has been around since 2000 and acquired by EBay in 2008 as a PayPal company.  Read more

Pet safety: Should you keep rubber ducky away from puppy?


What makes our lives easier and better might just make the furry members of our family sick, or maybe even kill them. The ASPCA recently came out with its Top Ten Pet Toxins of 2011, an annual list compiled by fielded calls into the ASPCA's Animal Poison Control Center in Urbana, IL. Read more

Flame retardants may make air even deadlier in fires


Smoke inhalation and toxic gases kill more people during fires than burn injuries, according to the Centers for Disease Control and Prevention. And some flame retardants--chemicals used to treat carpets, upholstery, curtains and other products to slow the progression of visible flames--may actually make the air in a fire even more deadly, according to a study presented this past March at the American Chemical Society's National Meeting in San Diego. Read more

New labels for higher risk birth control pills


If you take Bayer's Yaz aka Yasmin or other birth control pills containing drospirenone, a man-made version of the hormone progesterone, you'll soon notice new, stronger warning labels adorning their packages. That's because these particular pills may put women at greater risk for blood clots--as much as 75 percent higher--compared to other progestin-containing oral contraceptives.

The potentially higher risk associated with these newer contraceptives prompted the U.S. Food and Drug Administration to issue a safety alert. Read more

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