Gift Cards: Reviews

Most retail gift cards can only be used at the issuer's store or website, but the Gap GiftCard can be used at any of the five Gap-owned stores -- Gap, Old Navy, Banana Republic, Athleta.com and Piperlime.com -- and you… can use the card for online purchases as well. The Gap GiftCard has no fees or expiration dates, and it can be purchased online (with free shipping) or in stores. In addition, it's possible to use up to two gift cards for an online purchase at Gap.com or any of the Gap-owned store websites. Gap GiftCards are available in denominations ranging from $10 to $200.

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Reviewers say that most bank-issued gift cards aren't a great deal because of accompanying fees and restrictions. Among gift cards from the major credit card networks, the American Express Gift Card has the least… restrictive terms. While some cards expire in as little as six months, the American Express Gift Card carries no fees or expiration dates on both new and existing gift cards. It can be used anywhere that American Express is accepted, but residents of Hawaii and Vermont can't buy the card (it can be redeemed in those states, however).

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The Sears e-gift Card works like a regular gift card, but it arrives by email, so it's quicker than waiting for a gift card to arrive in the mail. Sears e-gift Cards can be used online and over the phone, but unlike some… e-gift cards, they can also be used in any of the 2,000 Sears stores, as well as Lands' End and Kmart. Sears gift cards never expire, and you can check your card balance online anytime. They are available in denominations from $5 to $500.

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