Amica Mutual Homeowners Insurance
Amica Mutual Homeowners Insurance

Best homeowners insurance

Estimated Price

Amica Mutual's customers give it nearly perfect marks for no-hassle claims and good prices on homeowners insurance -- although some say this top-rated company can be picky, only giving its lowest rates to people with stratospheric credit ratings. Only one other home insurance company, USAA (for military only), rates as highly. Amica Mutual operates in every state except Hawaii.

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USAA Homeowners Insurance
USAA Homeowners Insurance

Best home insurance for military families

Estimated Price

The United Services Automobile Association (USAA) rates as highly as Amica Mutual when it comes to customer service, and it's the only homeowners insurance company that can boast perfect financial strength ratings. Reviews say it's an outstanding choice, but USAA is open only to current and former military personnel and their children. It's the sixth-biggest home insurance company in America.

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State Farm Homeowners Insurance
State Farm Homeowners Insurance

Best-of-the-biggest home insurance companies

Estimated Price

State Farm is the largest homeowners insurance company in the U.S., and it gets better overall ratings than other insurance giants like Allstate. If you don't qualify for top-rated home insurance policies from Amica Mutual or USAA, State Farm might be worth a look. One concern is customer service, and we found plenty of anecdotal customer complaints about State Farm at consumer complaint sites and from trial lawyers. However, data from state insurance regulators shows that when it comes to formal complaints, the company performs pretty well, especially considering its size.

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