Amica Mutual Review
Bottom Line

Though its name isn't as recognizable as larger insurers, policyholders say Amica Mutual really shines when it comes to homeowners insurance. The company offers professional, accessible customer service, a quick claims process and fair payments, customers say. Amica also receives kudos for a wide range of policies and discounts, though a few coverage options are lacking. Some customers complain Amica is too picky about who it will insure.

  • Pays quickly after claims
  • Fair damage estimates
  • Well-reviewed customer service
  • Wide variety of plans and discounts
  • Lacks local agents
  • May be picky about customers