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We found financial stability ratings for TIAA-CREF at Weiss Ratings, A.M. Best, Fitch Ratings, Moody's and Standard & Poor's. Ratings at the Better Business Bureau are based largely on customer feedback, and we also found customer complaint data at the National Association of Insurance Commissioners.
BBB Reliability Report for TIAA-CREF Life Insurance Company, Editors of Better Business Bureau
TIAA-CREF earns the highest grade of A+ for trustworthiness at the Better Business Bureau. This report generally outlines how all 10 complaints that the BBB has received in three years for TIAA-CREF's headquarters location were resolved.
TIAA CREF Life Ins Co, Editors of National Association of Insurance Commissioners
You can look up insurance companies on this website and find out how many customer complaints have been upheld by state insurance commissioners within a given year. In its "closed complaint ratio report" for 2009 (the most recent year available), TIAA-CREF had only three individual life insurance complaints in which regulators deemed the company at fault.
3. Weiss Ratings
Strongest and Weakest Lists, Editors of Weiss Ratings
Weiss Ratings is the strictest of the financial raters, according to reports, and it doesn't take payments from the companies it rates. TIAA-CREF earns an A-, placing it in the "excellent" category.
4. Best's Review
TIAA-CREF Life Insurance Co., Editors of Best's Review
TIAA-CREF earns A.M. Best's highest rating of A++ for financial strength. Companies with this rating have "a superior ability to meet their ongoing insurance obligations."
5. Fitch Ratings
Fitch Ratings, Editors of Fitch Ratings
TIAA-CREF is one of only five life insurers to earn Fitch's highest AAA insurer financial strength rating. Fitch awards this rating "only in the case of exceptionally strong capacity" to meet financial obligations. Registration (free) is required to see the ratings, however.
Insurance Financial Strength Ratings, Editors of Moody's
TIAA-CREF is one of only three U.S. life insurers to earn Moody's top Aaa rating for financial strength. This rating shows that TIAA-CREF offers "exceptional financial security."
7. Standard & Poor's
Insurance Rating List: Life, Editors of Standard & Poor's
Standard & Poor's awards TIAA-CREF its highest AAA rating for long-term financial strength. This rating indicates that TIAA-CREF is one of the insurance companies that are most likely to meet their financial obligations. Free registration is needed to use the site, however.