Updated January 31, 2014
Bottom LineTIAA-CREF rates almost as highly in reviews as our Best Reviewed life insurance companies, Northwestern Mutual Life Insurance and Massachusetts Mutual Life Insurance Co. Its financial stability scores at raters like Moody's and Standard & Poor's are superb, and it earns an A+ for trustworthiness at the Better Business Bureau. Its individual life insurance customers file very few complaints with state insurance regulators. It used to be offered only to teachers and certain other occupations, but now TIAA-CREF offers several of its products -- including life insurance -- to the general public. It's now the fourth-biggest life insurer in the U.S. It's a good company to add to your short list when you're shopping for quotes, as are fellow runners-up Guardian Life Insurance Co. of America and New York Life Insurance Co.Pros
  • Excellent financial stability
  • Great customer feedback
  • Wide range of policy types
  • Life insurance now open to the public
  • Rates might not be the lowest