Bank of America

Specifications

Features
UPC: N/A
MPN: N/A
Best reviewed account type(s): Checking
Parent bank: N/A
Liability protection: Yes, plus guarantees for online bill payments
Min. balance to open: $25
Special requirements: None
Monthly fees: None
Min. balance to avoid fees: None
Direct deposit required: No
Branches in U.S.?: Yes
Deposit method: Electronic transfer from another bank, or mail check, or direct deposit, or wire transfer
Withdrawal method: Checks, ATM, debit card, electronic funds transfers
Withdrawal fees: No
Transfer between accounts: Yes, same or next day
Transfer between banks: Yes
Limit to daily transfer between banks: N/A
Estimated transfer time between banks: N/A
Checks: Yes
Debit cards: Yes
Online bill paying: Yes, free and unlimited
Reimburse ATM fees: No -- and charges $2/use for non-BA ATM in the U.S., $5/use abroad
Number of ATMs in U.S.: 18,700
International ATMs: 12,000 in global alliance
Phone Support: 7 days a week but not 24/7
Optional overdraft protection: Yes, but incurs fees
Mobile banking: Yes
Social networking: No
Integration with financial management tools: Yes: Bank of America My Portfolio online software for tracking expenses, budgeting, etc.