Schwab Bank High Yield Investor Checking

Specifications

Features
Best Reviewed Account Type(s): Checking and savings
APY as of 04/07/09: 1.00 percent APY on checking; 2.00 percent APY on savings
Parent Bank: N/A
BankRate.com Stability Rating: N/A
Liability Protection: No liability if unauthorized use is reported
Min. Balance to Open: $0.01
Special Requirements: None
Monthly Fees: None
Min. Balance to Avoid Fees: None
Direct deposit required?: No
Physical Branches in U.S.?: 270 brokerage branches can deal with banking questions and accept deposits to brokerage account.
How to Deposit: Electronic transfer among Schwab accounts or from another bank, or mail check, or direct deposit, or wire transfer
How to Withdraw: Checks, ATM, debit card, electronic funds transfers
Withdrawal Fees?: No
Transfer Between Accounts?: Yes
Transfer Between Banks?: Yes
Limit to Daily Transfer Between Banks: Not specified
Estimated Transfer Days Between Banks: Not specified
Write Checks?: Yes
Debit Cards?: Yes
Online Bill Paying?: Yes, free
Reimburse ATM Fees?: Yes, unlimited for cash withdrawals
Number of ATMs in U.S.: N/A
International ATMs: N/A
Live Phone Support: 24/7
Optional Overdraft Protection?: No
Mobile Banking?: No
Social Networking?: No
Integration with Financial Management Tools?: No
Notable Features: Free checks. Includes free brokerage account with no minimum balance or monthly fees