Best Reviewed
Online Banking
- Most flexible online banking Bank of America *Est. $0
- Best online checking account Schwab Bank High Yield Investor Checking *Est. $0
- Best online savings account ING Direct *Est. $0
- Online savings for special purchases SmartyPig *Est. $0
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Specifications
- Features
- UPC
- N/A
- MPN
- N/A
- Best reviewed account type(s)
- Savings
- Parent bank
- West Bank (Des Moines, Iowa)
- Liability protection
- No
- Min. balance to open
- $25
- Special requirements
- One savings goal of at least $250 per account, funded by monthly direct deposit
- Monthly fees
- None
- Min. balance to avoid fees
- None
- Direct deposit required
- Yes, min. $25/month per goal
- Branches in U.S.?
- No
- Deposit method
- Electronic transfer from another bank, or mail check. Friends can contribute using an online gift card or by credit card for a 2.9-percent fee
- Withdrawal method
- At close of savings goal, by debit card or gift card (with bonus) at participating retailer, electronic fund transfer
- Withdrawal fees
- No
- Transfer between accounts
- N/A
- Transfer between banks
- Yes
- Limit to daily transfer between banks
- N/A
- Estimated transfer time between banks
- 5 to 7 days
- Checks
- No
- Debit cards
- Only at close of account
- Online bill paying
- No
- Reimburse ATM fees
- N/A
- Number of ATMs in U.S.
- No
- International ATMs
- No
- Phone Support
- M-Sat (but prefer email)
- Optional overdraft protection
- N/A
- Mobile banking
- Yes
- Social networking
- Yes: can make a goal private or public, decide what data to share, invited friends; others can contribute to savings goal or make comments
- Integration with financial management tools
- Yes: online sites like Mint, Geezeo, Wesabe, Rudder, Yodlee, Buxfer, and Expensr