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Personal Finance Sites: Ratings of Sources
Total of 24 Sources
1. CNET
Jan. 22, 2009
Manage Your Money Online with These Services
by Don Reisinger
Our Assessment

This is the best review we found: it evaluates and compares five financial management sites. According to reviewer Don Reisinger, Buxfer, Geezeo and Wesabe are suitable mainly for beginners who want basic information about their financial situation. Buxfer's primary strength is its simplicity, while Wesabe shines at providing goals and tips for saving money. Wesabe also offers an online community, as does Geezeo, which wins praise for its ease of use. Mint gets slightly higher marks, but it "doesn't provide the kind of depth that you would expect from a full-featured money management tool." Quicken Online is "the most capable finance tracking software I used," says Reisinger.

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2. CNNMoney.com
Dec. 2, 2008
All Your Money At a Glance
by Joe Light
Our Assessment

This comparative review rates four free personal finance websites: Mint, Quicken Online and Wesabe. Mint is the top pick, with its "inviting layout" and ability to track and provide detailed analyses of investment accounts. Yodlee MoneyCenter is named the most comprehensive, but loses points because of its no-frills user interface. Quicken Online is singled out for its strong customer support, but the reviewer points out that it provides only rudimentary investment account tracking, and no analysis of investment accounts. Finally, Wesabe is pronounced "best for young people who are just starting out" and have few or no investments.

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3. Slate.com
Oct. 7, 2008
Show Me My Money: What's the Best Software for Keeping Track of Your Personal Finances?
by Mason Currey
Our Assessment

This comparative review is credible and useful, since it is based on hands-on testing and includes both desktop and web-based personal finance applications. Currey tries out various websites, including Mint, Wesabe and Quicken Online, as well as the desktop financial software packages Money Plus and Quicken Deluxe 2009. He narrows the field to five finalists, and evaluates each based on four criteria: security, ease of use, features and value. Currey gives Wesabe high scores for security and value, but lower ones for features and ease of use. Mint gets high scores for ease of use and value, while Quicken Online ends up with a slightly higher score.

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4. SramanaMitra.com
Feb. 7 and 14, 2009
Redesign That: Online Personal Finance, Parts Two and Three
by Charles W. Bush and Kathy Hwang
Our Assessment

This website run by Forbes columnist and business strategy consultant Sramana Mitra features a four-part series, with consultants Charles Bush and Kathy Hwang reviewing six online finance software products. Bush and Hwang rate the sites based on how well they perform in four areas: future forecasting, education, support groups and a scorecard feature that lets users know how well they are doing in meeting financial goals. The standouts here are Mint.com for its aesthetics and ease of use, and Quicken Online for its ability to forecast the user's financial situation in coming months, based on past income and spending trends. Wesabe wins praise for its social networking features.

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The Six Best Budgeting Sites
by Stacy Rapacon
Our Assessment

This excellent comparative review provides detailed looks at free sites Mint, Wesabe, Geezeo and Buxfer. Of these, Mint is the favorite of author Stacy Rapacon, who likes the site's ability to track all your accounts, link directly to over 7,500 U.S. financial institutions and offer personalized savings tips and generate charts and graphs to give users a big-picture view of their financial situation. The strength of Geezeo and Wesabe, Rapacon says, lies in their online communities, where users "support, inspire and advise one another." Buxfer specializes in group budgeting, which is useful for roommates, or for tracking payments and expenses on a group vacation.

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6. PC World
Jan. 28, 2008
Online Finance Services Show Where Your Money Goes
by Yardena Arar
Our Assessment

This useful review analyzes and compares Mint, Quicken Online and Finicity/Mvelopes Personal, which won a World Class Award from PC World in 2006. Based on her evaluation of each, Arar gives Mint a score of 87 out of 100, Quicken an 85, and Finicity/Mvelopes an 84 -- all in the Very Good category. Mint is described as best at enabling users to see where their money is going and making suggestions for how to save money. Quicken, unlike Mint, allows users to enter transactions manually. Mvelopes users can set up an envelope-based budgeting system, and can pay bills online through this website.

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7. PCMag.com
Oct. 14, 2008
Online Services for Weathering a Recession
by Errol Pierre-Louis
Our Assessment

This review evaluates three financial services websites: Mint, Billeo and Rudder. Editor Errol Pierre-Louis does not rank them, but identifies the most useful features of each one, and provides links to full reviews of all three. Mint is a four-star Editors' Choice pick; editors like its ease of use and ability to track many types of accounts and generate reports that enable the user to see how money is being spent and where savings may be possible.

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8. SmartMoney.com
Jan. 8, 2009
Money Makeover: Five Sites for Your Finances
by Kate Klonick
Our Assessment

Author Kate Klonick reports on five sites - including Mint, Rudder and Thrive -- recommended by Belinda Fuchs, a CPA and president of a financial coaching and education firm. Mint, she notes, has won multiple awards, and in addition to its other services it analyzes your accounts and generates personalized money-saving ideas. Rudder is still relatively new; its key feature is that it looks to the future and calculates what you'll have each month after the bills are paid. Thrive specializes in helping users save.

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9. Generation X Finance
Sept. 10, 2008
Wesabe, Buxfer and Mint: Which Web-Based Financial Management Site Is Best?
by Lauren Fairbanks
Our Assessment

Lauren Fairbanks tries three financial management sites and she compares them and lists their pros and cons. Fairbanks concludes that Mint.com "offers the most comprehensive package with more useful graphs and trackers." Wesabe offers more basic financial management tools, but also provides an online community. Buxfer's key feature is the ability to keep track of and pay IOU's from friends and acquaintances.

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10. Epinions.com
As of April 2009
Discussion Thread: Mvelopes Poor Customer Service
by Contributors to Epinions.com
Our Assessment

Users posting to Epinions.com both attack and defend Mvelopes. Most complain about the company's billing and refund policies; a few defend it. Other complaints include what some say is a malfunction in the automatic bill-pay feature that results in two payments' being made on the same account in the same month. Another complaint is that technical support is lacking, and customer service is not always responsive.

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11. CNNMoney.com
Dec. 4, 2007
Your Financial Life: Track It. Improve It.
by Joe Light, Ismat Sarah Mangla and Pat Regnier
Our Assessment

This review compares Mint and Yodlee MoneyCenter and pronounces Yodlee MoneyCenter "the most effective site." The reviewers say that if consumers are worried about the security of their data with Yodlee MoneyCenter, they should know that Yodlee provides back-end services for major financial institutions. The reviewers also mention Wesabe and Geezeo and acknowledge that they provide a social network, something neither Yodlee MoneyCenter nor Mint does. The review was written before Mint added the ability to track investment accounts, however, and it criticizes Mint's inability to do this.

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12. Arstechnica.com
Oct. 15, 2008
Hands On: Mint.com vs. Quicken Online
by David Chartier
Our Assessment

Ars Technica is a Condé Nast digital publication that offers reviews, news and analysis of technological products and trends, and hosts an online community. Here, David Chartier provides a detailed review of Mint.com and Quicken Online, comparing them feature by feature. He concludes that Mint.com is better than Quicken Online at analyzing and organizing transactions, and works with more financial institutions as well. However, Quicken Online's user interface is easier to navigate, and it offers access to financial information via a mobile website.

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13. The Wall Street Journal
Jan. 13, 2008
Websites to Keep You on Budget
by Amy Hoak
Our Assessment

This is not so much a review as it is a discussion of personal finance websites. Amy Hoak remarks that Quicken Online may appeal to those who already use Intuit's TurboTax, since they'll be able to import data from the 2008 tax year. Mint.com is for people who don't want to spend much time dealing with their financial affairs. Wesabe and Geezeo offer online communities, and Mvelopes has been around since 2004, so "has stood the test of time." Hoak also gives advice to prospective users on how to protect their data, whether it's stored on their home computer or a website's server.

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The Best Free Software of 2009: Finance
by Editors of PCMag.com
Our Assessment The editors of PCMag.com name their choices for best free software of 2009, and in the finance category they pick Billeo, Buxfer, Mint and Wesabe. This article provides only a one-sentence description of each of these sites, with links to full reviews of Mint and Billeo (both Editors' Choices).
15. The New York Times
Oct. 3, 2008
Your Money: Where's It All Going? Find Out Online
by Ron Lieber
Our Assessment

This review by columnist Ron Lieber is useful mainly for the perspective it provides on what consumers should expect when they use a financial accounting website for the first time. Leiber discusses in detail only Mint, simply because this was the only site that was able to access and download transactions from his credit card accounts. None of the others he tried -- Wesabe, Quicken Online, Rudder and Geezeo -- could access all of his accounts. Lieber says that difficulty loading accounts and re-categorizing transactions onto any of the financial accounting websites, including Mint, is par for the course, but worth the time.

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Finding a budget that works
by "Glblguy"
Our Assessment This is a very detailed (but now dated) blog entry that chronicles one person's quest for good budget tracking. Several services were tried, and are compared to doing it on your own with paper or a custom spreadsheet. Ultimately the writer goes with You Need A Budget Pro over Mint.com, PearBudget and Mvelopes.
17. The Wall Street Journal
Dec. 17, 2008
Putting Your Money Where Your Mouse Is
by Joseph De Avila
Our Assessment

This article describes, but does not compare or rank, online finance software that is aimed at "people in their 20s and 30s who aren't very financially savvy but want to learn how to be." Joseph De Avila discusses Mint, Rudder and Thrive, as well as the online finance software tools now provided by some banks. According to De Avila, "Financial-service sites are increasingly confident that young people -- those raised on Facebook and iTunes -- will be drawn to their free, simple web-based money-management applications." The article also discusses how the recession is affecting those who use financial services sites. For example, more Mint users have been using the Ways to Save feature and more Thrive users are seeking advice on how to save money.

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18. About.com
Not Dated
Eleven Options for Managing Money Online
by Shelley Elmblad
Our Assessment

Elmblad's list includes Mint, Quicken Online, Wesabe and PearBudget, with links to full reviews of each. However, not all items on the list are reviewed, and the list is alphabetical. Elmblad doesn't rank one over another. To her credit, Elmblad doesn't misrepresent this list as her top picks -- there're represented as an alphabetical list of options. (Note: ConsumerSearch is owned by About.com, but the two do not share an editorial affiliation.)

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19. BeingFrugal.net
Jan. 21, 2009
Pear Budget -- A Simple Budgeting System
by Editors of BeingFrugal.net
Our Assessment

BeingFrugal.net is a blog maintained by a woman who admits she is not an expert, just someone who wanted to get out of debt. She describes how PearBudget works, and praises both its simplicity and its customer support. She concludes that PearBudget is a good choice for "those who are new to budgeting, or those who just want a really simple application that tracks their spending against their budget, without unnecessary bells and whistles."

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Software Reviews
by "Chance"
Our Assessment

The anonymous creator of this site says it grew out of his personal experiences with various software titles. He says he can't pick a best finance site because users have to decide which features and functionality they need most. Reviews here include well-known options like Mint and Quicken Online, and the less-known Rudder and NeoBudget. Mint and Mvelopes are two of their top-three picks. YNAB (You Need A Budget) is top rated; this title is a software download for budgeting.

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21. AssociatedContent.com
March 24, 2008
Personal Finance Online Software Review: ClearCheckbook
by "Tanya B."
Our Assessment This anonymous review posted to Associated Content takes the reader through the process of setting up accounts, categories and budgets on ClearCheckbook.com. She likes its straightforwardness, and especially its mobility, with account information available by mobile phone or text message as well as by email and online.
22. iPhone Application List
Not Dated
User Ratings of ClearCheckbook's iPhone Application
by Users posting to iPhone Application List
Our Assessment Users rate but don't review iPhone applications at this site. ClearCheckbook's iPhone application gets an average rating of 3.39 out of five from scores of users.
23. WebUser
Dec. 18, 2008
Wesabe Review
by David Crookes
Our Assessment

This U.K. site gives Wesabe a 2008 Gold Award. Reviewer David Crookes gives Wesabe five out of five stars in four areas: security, flexibility, features and ease of use. He notes that Wesabe has somewhat of a U.S. bias since it is a U.S. company, but does support most U.K. financial institutions. Although he says the site's FAQ section could be improved, overall he praises Wesabe for being "both powerful and versatile."

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24. GeekyWeekly.com
March 17, 2008
Using Yodlee MoneyCenter to Track Spending and Aid Budgeting
by Editor of GeekyWeekly.com
Our Assessment

An unnamed Geeky Weekly blogger describes how Yodlee MoneyCenter works, noting that Yodlee MoneyCenter software provides account aggregation services for major banks like Bank of America. He finds Yodlee easy to use and highly functional. He says that in the past he used Quicken desktop software and finds that now that he's using Yodlee MoneyCenter, "My time spent dealing with finances has gone down while the awareness of my financial situation has gone up." A number of posts follow this review; some posters already use Yodlee MoneyCenter and praise it, while others report that they will try it after reading this review.

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