Pet Insurance: Reviews

Petplan has some of the least expensive pet insurance plans, especially given the comprehensive coverage they provide. Under Petplan's Bronze plan, all accidents and illnesses are covered, including hereditary and… expandcongenital conditions, which many plans exclude. You can choose a deductible and co-payment to fit your budget. In addition to vet services and hospitalization, the plan covers non-routine dental procedures, prescriptions, and even alternative treatments like acupuncture. Only treatment for pre-existing conditions is excluded. However, the plan does not cover preventive care like yearly exams and vaccinations, nor does it pay for spaying or neutering. Claims are reimbursed based on actual charges. collapse

Embrace stands out among pet insurance companies for its customizable policies. You can select the annual deductable, policy limit and co-payment. You can also choose whether or not to add coverage for prescription drugs… expandand dental illnesses (dental injuries are covered under the basic plan). Actual charges are reimbursed. Finally, you can choose an add-on Wellness Rewards program, under which you get $200 per year to apply to things like routine exams and vaccinations. You can choose different options for different pets, taking into account each pet's specific situation. collapse

Pet Assure is not really pet health insurance, but a discount plan under which you pay a certain amount per month or year and receive a discount on all veterinary services, provided, of course, you take your pet to a… expandveterinarian who participates in the plan. Any type of pet can be enrolled, including exotic pets like snakes and birds. There are no age limits and no exclusions like pre-existing conditions. You're still responsible for the bulk of veterinary expenses, but you may save over the long term. collapse