Best Pet Insurance Overall
Petplan has some of the least expensive pet insurance plans, especially given the comprehensive coverage they provide. Under Petplan's Bronze plan, all accidents and illnesses are covered, including hereditary and congenital conditions, which many plans exclude. You can choose a deductible and co-payment to fit your budget. In addition to vet services and hospitalization, the plan covers non-routine dental procedures, prescriptions, and even alternative treatments like acupuncture. Only treatment for pre-existing conditions is excluded. However, the plan does not cover preventive care like yearly exams and vaccinations, nor does it pay for spaying or neutering. Claims are reimbursed based on actual charges.