Pet Assure

Pet Assure is not insurance; it's a discount plan. You pay a certain amount per month and take your pet to a participating veterinarian, and Pet Assure pays 25 percent of all charges, with no deductibles, exclusions or limitations. The pricing structure is simple: for $100 per year or $10 per month, you can enroll one dog or horse (or another large animal); for $60 per year or $6 per month you can enroll one cat, rodent, bird or reptile; and for $150 per year or $14 per month you can enroll four pets of any kind. Enrollment also entitles you to discounts at participating retailers, but major chains like PetSmart and Petco do not participate. The biggest negatives are that you are limited to using only participating veterinarians and that the plan will still leave you liable for most of the cost should your pet need expensive treatment. If you'd prefer insurance that will pay 80 percent or more of a major expense, experts recommend Petplan (*Est. $14 per month dogs, $9 per month cats).

Pet Assure is rated and reviewed by current customers at PetInsuranceReview.com. We also found editorial recommendations at CheapestPetInsuranceReviews.com and OrganicPetDigest.com.